Convert USDT to XMR
No Sign-Up, No ID Upload

Tether in, Monero out

Trade Tether (USDT) for Monero (XMR) and receive it in your own wallet. Pick the network your USDT is on, such as ERC-20, TRC-20 or BEP-20, then choose a fixed or floating rate.

Start a USDT to XMR Swap
NoneSign-up
HundredsCryptocurrencies
MinutesTypical swap time
Non-Custodial

Reasons to Convert USDT to XMR

Public Ledger, Private Coin

USDT moves on public chains like Ethereum and Tron, where anyone can look up balances and transfers. Monero hides senders, receivers and amounts by default.

Done in Minutes

Once your USDT deposit has its network confirmations, the swap runs on its own. Most swaps finish in minutes.

Lock the Rate

The USDT to XMR rate refreshes every 30 seconds. Lock a fixed rate for the whole swap, or take a floating rate that follows the market.

Pick Your USDT Network

ETH

ERC-20 (Ethereum)

USDT on Ethereum. Held by many wallets. Gas costs climb when the network is busy.

Gas paid in ETH

TRX

TRC-20 (Tron)

USDT on Tron. A common pick for moving USDT, with quick confirmations.

Fees paid in TRX

BSC

BEP-20 (BSC)

USDT on BNB Smart Chain. Fees are usually modest. Check that your wallet is set to BSC.

Gas paid in BNB

Frequently Asked Questions

How do I convert USDT to XMR?
Open SwapMonero and pick USDT on the network your wallet uses as the coin you send, with XMR as the coin you get. Paste your Monero address, then send the USDT to the deposit address shown on screen. The XMR goes to your wallet once the deposit confirms.
Which USDT network should I send from?
The one your USDT already sits on, so you skip an extra transfer. If you have a choice, compare network fees: TRC-20 and BEP-20 transfers usually cost less than ERC-20. Always send on the same network you picked in the form.
Do I have to pass KYC to convert USDT to XMR?
No KYC to start. SwapMonero has no sign-up and no ID upload to start a swap. In rare cases an automated compliance check can hold or refund a swap.
Why convert USDT to XMR?
USDT moves on public ledgers that anyone can read. Monero hides senders, receivers and amounts by default, using ring signatures, stealth addresses and confidential transactions. Keep in mind that the XMR price moves, while USDT tracks the US dollar.

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Ready When Your USDT Is

No account to create and no ID upload to start. Paste your Monero address and SwapMonero takes it from there.

Swap USDT for XMR